Get Free Consultation
🔒 Your Information Is Safe With Us
By submitting this form, I agree to receive text messages about offers and other information from Great American Credit Repair. I understand that message and data rates may apply, and that I can opt out at any time by replying with STOP. I have read and understood the Privacy Policy and Terms of Use.
Dispute & Delete – Clean Your Credit the Right Way
The Problem
Many residents are using credit with lots of inaccuracies including wrong information, late payment issues, duplicate accounts, charge offs, collections etc. without knowing that these inaccuracies cause several problems like loan rejection, higher interest rates for debt repayment, low credit scores etc.Â
Our Solution
With the laws and regulations, we identify inaccuracies from the credit report and dispute them to increase the credit score on behalf of our clients. Moreover, our experts guide our clients to monitor their credit and maintain the financial habits in future
What are the errors that can be removed by you?
Duplicate accounts, wrong information, unpaid debt, late payment issues, unknown account incorrect balances are the most common errors. Also, we can remove all of those errors that are legally allowed to be removed.
How fast can you remove errors?
The process usually takes 60-90 days based on the inaccuracies and the credit bureaus.
What time does the process take to accurate the inaccuracies?
After disputing the errors, it usually takes 30-45 days based on the credit bureaus working policy.
Can I fix errors by myself?
Yes, you can do it. This process is called the Do It By Yourself (DIY) process. Know all the steps and follow them. Use Experian, Equifax, and TransUnion as three major credit bureaus to dispute errors. For further details, you can take our free consultancy.
Can you remove late payment from the report?
Late payments stay in the report for 7 years, which is unavoidable. We can gradually increase the credit score that is decreased for late payments by practicing the timely payment habit and other positive financial habits.
If I close my old account, do I need to pay my unpaid debts again?
Definitely! You can’t ignore the fact. If you close your old accounts, it will be considered as dishonest and irresponsible financial behaviour which is very bad for handling credit. The lenders might consider you a red marked credit user or borrower.
What should I do, if I am unable to pay the outstanding with a higher interest rate?
You can negotiate with the creditors to provide you with a plan that can make you unable to pay the outstanding.
You deserve accurate credit. Start the cleanup today with a free credit report review.
What Kind of Mistakes Are We Talking About?
Mistakes happen — even on something as important as your credit report. But don’t worry, fixing those errors is totally possible, and it’s easier than you might think. A small error could be the reason you’re getting denied for loans or paying more in interest. Let’s fix that.
