Do-it-yourself (DIY) refers to repairing your credit card. On the other hand, Professional Credit Repair requires hiring a reputable credit repair company.
The most asked question from Florida residents is, Which is the best way to repair your credit? In this case, our top priority should be fixing the credit as early as possible. So, you need to know the pros and cons of DIY and Professional Credit Repair before deciding. Let’s check the comparison.
- Duration: Compared to professional credit repair, DIY is time-consuming. Because Professional Credit Repair companies don’t take much time to repair credit, as it’s their regular practice
- Cost: In terms of Cost, DIY is free, and conversely, Professional Credit Repair charges are based on the consumer’s plan.
- Errors: It’s easy to make errors while repairing credit by yourself, but professionals don’t make errors easily.
- Dependency: While repairing credit with professionals, you totally depend on them for your own information; on the other hand, you gain knowledge of your credit while repairing it yourself.
- Professional Expertise: For DIY, you must know the steps accurately to avoid getting stuck in the middle. On the contrary, professionals handle the whole task with their expertise.
- Scamming: You don’t need to worry about scams in the DIY process. However, you must be careful about scammers when choosing credit repair companies.
- Payment Procedure: In terms of debt payments, you might feel frustrated making an easy-going plan for yourself if you do it alone. But Professionals will help you find an easy payment plan by talking to your creditors.
- Laws and Regulations: Limited knowledge of Florida’s laws and regulations regarding the credit repair process can create problems. However, a legitimate credit repair company follows the steps of credit repair according to the rules.
As an adult, making your own decisions is a good trait. We can’t force our choices into your brain to select your path. The best thing we can do for you is “provide you with a reality check.” So, choose the best way, based on your situation, to repair your credit.
But remember, Great American Credit Repair is here for you, offering transparent and decent pricing if you need professional help. We work on your behalf to
- Review your credit to identify errors
- Successfully disputing errors
- Negotiate with creditors
- Manage the whole repairing process with Florida’s laws and regulations
Note: The Credit Repair Organisation Act (CROA) helps consumers identify a legitimate credit repair company