Credit Repair Services Tips: Pros and Cons You Need to Know in 2025
Credit repair service is a valuable service to all of them who have credits. There are several credit repair companies ready to offer services to the credit holders with attractive promises. But the fact is not all credit repair companies operate ethically. Some may make fake promises only to grab customers and charge high payments. […]
How to Improve Your Credit Score and build Your Credit History
Repairing credit and improving credit scores are the two sides of the same coin. Credit repair is important to improve your credit scores by disputing errors or inaccuracies in your credit history. Is this sounding confusing to you? Well, I’ll be sure to clear your confusion. What is a Credit Score? A credit score is […]
The Impact of Credit Scores on Your Financial Health
To understand the impacts of credit scores on your financial health, you need to know what credit score is. What is a Credit Score? The credit score is shown in basically three digits, ranging between“0-999”. It is used to check the borrower’s history before lending the value to know whether the person or company can […]
The Importance of Timely Payment in Credit Repair
One of the crucial activities of the credit repairing process is maintaining timely payments. Your payment history directly impacts your credit score. Experts claim that 35% FICO score (Fair Isaac Corporation) belongs to your payment history. FICO is an American data analytics company that analyses credit data. Through FICO scores, lenders determine credit limits by […]
Role of Credit Counselling in Credit Repair
Credit counselling has a very impactful role in the credit repair process, as it provides financial education, personalised debt management plans, and guidance on improving credit scores. Individuals should perceive how credit counselling helps in credit repair to achieve a better future in financial stability. What is Credit Counselling? Credit counselling is a procedure through […]
How to Dispute Inaccurate Items on Your Credit Report
Your credit report is a very important part of your finances; it determines whether or not you will be approved for a loan, the interest rate you receive and yes, even employment opportunities. What happens, though, if it starts coming back with errors? Unverified accounts can affect your credit score and waste money or even […]
Understanding the Credit Repair Process: What to Expect
To understand the credit repair process, you first need to know what the term “credit” means. “Credit can be defined as a contractual agreement between two parties in which one party receives the value of something (e.g., money) from another party and agrees to pay it to them later, usually with interest. Another term important […]