Credit Repair Services Tips: Pros and Cons You Need to Know in 2025
Credit repair service is a valuable service to all of them who have credits. There are several credit repair companies ready to offer services to the credit holders with attractive promises. But the fact is not all credit repair companies operate ethically. Some may make fake promises only to grab customers and charge high payments. […]
How to Improve Your Credit Score and build Your Credit History
Repairing credit and improving credit scores are the two sides of the same coin. Credit repair is important to improve your credit scores by disputing errors or inaccuracies in your credit history. Is this sounding confusing to you? Well, I’ll be sure to clear your confusion. What is a Credit Score? A credit score is […]
The Impact of Credit Scores on Your Financial Health
To understand the impacts of credit scores on your financial health, you need to know what credit score is. What is a Credit Score? The credit score is shown in basically three digits, ranging between“0-999”. It is used to check the borrower’s history before lending the value to know whether the person or company can […]
The Importance of Timely Payment in Credit Repair
One of the crucial activities of the credit repairing process is maintaining timely payment. Your payment history directly impacts your credit score. Experts claim that 35% FICO score (Fair Isaac Corporation) belongs to your payment history. FICO is an American data analytics company who analyzes data of credit. Through FICO scores, lenders determine credit limits […]
Role of Credit Counseling in Credit Repair
Credit counseling has a very impactful role in the credit repair process, as it provides financial education, personalized debt management plans, and guidance on improving credit scores. The way credit counseling helps in credit repair should be perceived by the individuals to get a better future in financial stability. What is Credit Counselling? Credit counseling […]
How to Dispute Inaccurate Items on Your Credit Report
Reviewing Credit Reports To review your credit report, first you have to collect the copies of your report. You can collectthem from three major credit bureaus: Experian, Equifax, and TransUnion. Identifying Errors on Credit Reports Try to check for any errors such as payment history, incorrect information, identity theft,incorrect balance or credit items etc. and […]
Understanding the Credit Repair Process: What to Expect
To understand the credit repair process, at first you need to know what the term “credit” is.“Credit” can be defined as a contractual agreement between two parties, in which one partyreceives value of something (e.t. money) from another party and agree to pay it to them laterusually with interest.Another term is important to understand the […]